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*Signature Wealth Strategies and Signature Life, LLC are not a registered broker/dealers, and are independent of Raymond James Financial Services. Securities are offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. Investment Advisory Services are offered through Raymond James Financial Services Advisors, Inc. and Signature Life, LLC. Opinions expressed are those of Chip Munn (Managing Partner, SWS/Senior Wealth Advisor, RJFS) and not necessarily those of Raymond James.